Products issued by Delaware Life Insurance Company (Waltham, MA), which is authorized to transact business in all states (except New York), the District of Columbia, Puerto Rico, and the U.S. Virgin Islands and in New York by Delaware Life Insurance Company of New York (New York, NY), which is authorized to transact business in New York and Rhode Island. Variable contracts and policies are distributed through Clarendon Insurance Agency, Inc. (Waltham, MA), member FINRA. Each company is responsible for its own financial condition and contractual obligations. Product availability and features may vary by state.